Florida Beaches, Boating, Sunshine

?? Living in Florida means enjoying beaches, boating, and sunshine year-round. But smart homebuyers know coastal living comes with unique mortgage needs. If you’re considering a condotel—a condo with hotel-style perks that can also earn rental income—here’s what you should know: ?? Condotel mortgages offer up to 75% loan-to-value for purchases and include options like ARM or 30-year fixed rates. ? Your property must meet HOA requirements like reserve accounts and unrestricted rental days. ? Florida’s condotel market is growing, but financing can be complex; our experts navigate it for you. Planning for storms and insurance is also key—coastal properties require thorough understanding of hurricane impacts and insurance costs. Ready to explore condotel opportunities or need guidance with coastal mortgage rules? Contact Fidelity Home Group for clear answers and tailored solutions. Your Florida lifestyle and mortgage plans can work together. ? ? Link in profile #FloridaHomes #CondotelLoans #CoastalLiving #MortgageTips #FidelityHomeGroup